{"activeVersionTag":"latest","latestAvailableVersionTag":"latest","collection":{"info":{"_postman_id":"287feca7-95c9-43b0-9738-86a00653a776","name":"SocietyOne Partner Api Documentation","description":"### Introduction\n\nWelcome to the SocietyOne Partner API documentation. Partners can use the API to offer our award-winning personal loan products to applicants. The API provides capability to:\n\n1. Get Rate Estimate\n    \n2. Get Quote\n    \n3. Submit Application\n    \n\nSee a flow diagram of how the end points work together here:\n\n<img src=\"https://docs.societyone.com.au/ASSETS/SocietyOne-Partner-API-Flow.png\">\n\n---\n\n### Our products\n\nSocietyOne offers two personal loan products that can be applied for through the API.\n\nUnsecured Loan\n\n- Amount: $5,000 to $70,000\n    \n- Term: 2, 3, 5, 7 years\n    \n- Establishment fee: $0 to $595\n    \n\nSecured Loan\n\n- Amount: $5,000 to $70,000\n    \n- Term: 2, 3, 5, 7 years\n    \n- Establishment fee: $50 to $645\n    \n\n---\n\n### Our lending criteria\n\nTo qualify for a SocietyOne loan, the applicant must meet the following criteria:\n\n- Be at least 18 years old\n    \n- Earn more than $30,000 p.a. from employment\n    \n- Be an Australian citizen, New Zealand citizen or permanent resident\n    \n- Have a good credit history\n    \n- Be using the loan mainly for personal use\n    \n\n---\n\n### Our loan purposes\n\nApplicants can use our loans for a range of reasons, these include:\n\n- Pay off credit cards or loans\n    \n- Buy or refinance a vehicle\n    \n- Home improvement\n    \n- Property acquisition costs\n    \n- Medical expenses\n    \n- Holiday\n    \n- Education expenses\n    \n- Wedding\n    \n- Solar and renewable energy\n    \n\n### Assets that can be used for security\n\nApplicants can benefit from a reduced interest rate and longer term by securing the loan. A minimum asset value will apply, depending on the loan amount. Acceptable assets:\n\n- Vehicles (passenger and light commercial vehicles)\n    \n- Motorbikes\n    \n- Caravans\n    \n- Marine (boats and personal watercrafts)\n    \n- Trailer\n    \n\nFor loans up to $ 50,000: the minimum value of the asset provided as security must be at least $ 10,000 (per Auto Edge / Glass’s Guide – retail valuation).  \nFor loans over $ 50,000: the minimum value of the asset provided as security must be at least $ 20,000 (per Auto Edge / Glass’s Guide – retail valuation).\n\nWe do not accept heavy commercial vehicles.\n\nThe applicant will need to provide proof of ownership or purchase invoice and insurance as part of the verification process.\n\n---\n\n### Getting started\n\nOnboarding process:\n\n- Register your interest through emailing [<b>brokers@moneyme.com.au</b>](https://brokers@moneyme.com.au)\n    \n- SocietyOne will set you up with an API Key for UAT environment\n    \n- Test integration in UAT\n    \n- SocietyONE will provide a production API Key to release\n    \n\n---\n\n### Prerequisites\n\nAPI requests require:\n\n- Base URL\n    \n- API key sent in header `x-api-key`\n    \n- Aggregator ID sent in header `x-aggregator-id`\n    \n- Broker ID sent in header 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